Get The Working Capital You Need-Fast, High Limit, 0% APR, and Without Collateral. 

We help business owners access $50K–$250K+ in 0% APR funding to start or scale with confidence.

The Process Is As Simple As 1,2,3

Get 0% APR Business Funds In 3 Simple Steps

Circular icon showing a pen outline.
Circular icon representing a simple closing process.
Circular icon representing a cash offer

Submit Your Info

Speak With an Expert

Access Your Funds

Short secure application with no impact to your credit score.

We review your profile, answer questions, and build your funding strategy.

Receive your approved 0% APR business funding and start growing your business.

We help entrepreneurs secure fast, high-limit, 0% APR unsecured working capital using a proven bank-sequencing method that delivers more approvals with less risk. Our mission is simple: make funding smarter, easier, and more accessible so your business can win.

Access high-limit business credit cards with 0% APR introductory terms and no collateral required. We structure your applications to secure the best offers available—helping you grow, launch, or stabilize your business without unnecessary financial pressure.

Why Choose Us

0% APR Funding

High limit, no collateral

Personalized Funding Coaching

Check Mark Icon
Check Mark Icon
Check Mark Icon
Check Mark Icon

Strategic Bank Sequencing

From $50-250k+ 0% APR Credit Limits

Proven Approval Strategy

Check Mark Icon
Check Mark Icon

Client First Transparency

Trusted Expertise

Check Mark Icon
Check Mark Icon

Our 0% APR Business Funding Program

Our Funding Program

Traditional Funding

High Interest Rates

X Mark Icon

0% APR Interest Rates

Check Mark Icon

Large All Interest Monthly Payments

X Mark Icon

Higher Funding Potential

Check Mark Icon

Extensive Paperwork

X Mark Icon

Fast Approvals 

Check Mark Icon

Difficult for newer businesses to qualify

X Mark Icon

Can help newer businesses qualify

Check Mark Icon

Funding can take weeks or months

X Mark Icon

Simple Application Process

Check Mark Icon

Personal collateral often required

X Mark Icon

No collateral needed

Check Mark Icon

Meet the Founders

Jeremy Thornburg - Owner / Business Credit Strategist

Jeremy Thornburg is a former NFL athlete (2005–2006), a long-time entrepreneur, and a Business Credit Strategist with over a decade of hands-on experience across multiple industries. After seven years as an Amazon seller and seven years as a real estate investor, Jeremy developed a deep understanding of how essential smart funding is for growth. Today, he uses that expertise to help business owners secure high-limit, 0% APR credit through strategic planning and proven sequencing methods. His diverse background—spanning professional sports, e-commerce, and real estate—gives him a unique perspective on discipline, strategy, and building businesses that last.

Brent Daniels - Co-Owner / Brand Ambassador

Brent Daniels is a nationally recognized real estate coach, investor, and the creator of the widely known TTP (Talk To People) marketing methodology. As the founder of Wholesaling Inc. and the driving force behind the TTP movement, Brent has helped thousands of entrepreneurs sharpen their sales skills, generate consistent opportunities, and build scalable businesses through proactive outreach and authentic conversations.

As a Co-Owner of Working Capital Pros, Brent serves as the voice and public ambassador of the brand—bringing industry credibility, education, and thought leadership to the company’s mission. His deep understanding of entrepreneurship, deal flow, and business growth gives him a unique perspective on how access to capital supports long-term success. His role is instrumental in shaping the company’s message, vision, and strategic positioning within the real estate and small-business communities.

See How Much Funding You May Qualify For

Frequently Asked Questions

Maybe you have a few questions. That’s okay; most people do. Here is a quick collection of some of the questions people ask us, along with our answers. If you still have a question, don’t hesitate to contact us anytime. We would be happy to answer it for you.

How much funding can I qualify for?

A: Great question. Funding amounts vary based on your personal credit profile, income, existing limits, utilization, and business structure. Many clients qualify anywhere from $25,000 to $250,000+ in combined business credit.

Does this affect my credit score?

A: We use a soft-pull prequalification process initially whenever possible. Some lenders may require a hard inquiry during the funding process, but our strategy is designed to maximize approvals while having minimal impact on your credit score.

Is the Business Credit really 0% APR?

A: Yes, many lenders offer introductory 0% APR promotional periods for qualified borrowers. We have built relationships with a strong network of banks and lenders across the country that offer these 0% APR programs. Terms, limits, and promotional durations vary based on the lender and your approval profile.

Is there any obligation when I submit my information?

A: There is absolutely zero obligation for you. Submitting your information does not obligate you to move forward with the program. The initial consultation is simply an opportunity for us to review your profile, discuss your funding goals, and determine whether our program is a good fit for your situation.

Which type of businesses does this work for?

A: We work with a wide variety of businesses across many industries, including real estate investors, wholesalers, contractors, e-commerce businesses, consultants, service-based businesses, startups, and many more.

What can I use the funds for?

A: Funds can typically be used for marketing, payroll, inventory, equipment, fix n' flip repairs, real estate investing, business expansion, or general operating expenses.

Can startups qualify?

A: Yes. Many of our funding programs are designed for startups and newer businesses, even if revenue is limited or just getting started.

What credit score do I need?

A: While every situation is different, most lenders prefer a strong personal credit profile. Higher scores generally lead to better approvals and larger limits. Generally, 720+ Credit score is preferred.
homebuyer logo

623-250-3652

Copyright 2026 © All rights Reserved.